The ledger
| Player | Bought in | Cashed out | Net |
|---|
Who pays who
Type each player's total buy-ins (or tap +1 for every rebuy) and the chips they finished with, valued in money. Net = cashed out minus bought in. The payments list settles everything with as few transfers as possible: the biggest loser pays the biggest winner first. The ledger stays in this browser until you start a new game.
- Maths reviewed by Josh Miller
- Tested by Diana Westfield
A poker ledger calculator turns the end-of-night chip count into who pays who. Type what each player bought in for, rebuys included, and what they cashed out. The ledger checks it balances, then works out the fewest payments to settle everyone. Six players usually need three or four transfers, not five. It’s free, it works on a phone at the table, and the settle-up copies straight into the group chat.
Using the poker ledger
Say six of you buy in for £20. Dan rebuys once. At the end the stacks are Amy £55, Dan £0, Sam £35, Raj £20, Lee £10 and Kim £20. Total in: £140. Total out: £140. Balanced.
| Player | In | Out | Net |
|---|---|---|---|
| Amy | £20 | £55 | +£35 |
| Dan | £40 | £0 | −£40 |
| Sam | £20 | £35 | +£15 |
| Raj | £20 | £20 | £0 |
| Lee | £20 | £10 | −£10 |
| Kim | £20 | £20 | £0 |
Payments: Dan pays Amy £35, Lee pays Sam £10, Dan pays Sam £5. Three transfers and everyone’s square.
When it doesn’t balance
It happens most nights. If more came out than went in, someone forgot to log a rebuy, or a stack was counted at the wrong chip values. If less came out, a stack got missed or someone left early with chips. The ledger shows the gap so you know the size of the mistake. A £20 gap is probably a rebuy. £3.50 is a miscount.
Count chips by colour and value before anyone leaves, and get each player to agree their own number. It saves an awkward message the next morning.
Setting up the game
Before the first hand, the CasinoCalcs poker chip calculator works out how to split your chips for the buy-in, and the poker blind timer keeps the levels moving if it’s a tournament. If you’re running a sit-and-go style game with prizes, ICM is the fair way to split a deal.
All in for different amounts mid-hand? The side pot calculator splits the pots, and how to deal poker covers running the table.
Set a buy-in limit before the cards come out. BeGambleAware.org is there for anyone who needs it.