Let It Ride Strategy Chart

Let It Ride strategy chart: when to let a bet ride with three cards and with four, checked by a free calculator that plays out every card to come.

Your cards

Card 1
Card 2
Card 3
Community 1
From a royal flush down to a pair of 10s or better.

Let it ride or pull it back

Final handChancePays

Every way the remaining cards can come is played out, and later decisions are made the best way, so the figures are exact. Pulling a bet back always returns it in full (0). Letting it ride is worth the average of what that one bet wins or loses. The third bet always stays, so it is not part of the choice.

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A Let It Ride strategy chart only has to answer one question twice: leave the bet up, or take it back? With your first three cards you decide on bet one. After the first community card you decide on bet two. The third bet always plays. Get those two calls right and the house edge sits at 3.51% of a bet. The free CasinoCalcs calculator above plays out every card still to come, so you can check any hand, not just the ones on the chart.

Let It Ride strategy chart

First decision: your three cards

Let it ride with:

  • A pair of 10s or better, or three of a kind
  • Three to a royal flush (for example J-Q-K suited)
  • Three suited cards in a row, 3-4-5 or higher
  • Three suited cards with one gap and at least one 10 or higher (for example 8-9-J suited)
  • Three suited cards with two gaps and at least two cards 10 or higher (for example 9-J-Q suited)

Pull the bet back with everything else, including low pairs and A-2-3 suited.

Second decision: your four cards

Let it ride with:

  • A pair of 10s or better, two pair or trips
  • Four to a flush
  • Four to an open-ended straight, 10-9-8-7 or higher

Pull it back with everything else. Four to an inside straight with four high cards (say A-K-Q-10) is exactly break-even, so either choice is fine.

The hands people get wrong

Low pairs are the big one. A pair of 6s feels like something, but it pays nothing on the standard table. With three cards it needs to improve, and most of the time it won’t. Pull it.

Three-card straight flush draws are the other trap. 4-5-6 suited is a let-it-ride: the calculator puts it at about +0.21 bets. 2-3-4 suited isn’t, because a straight can only be made one way at the bottom and a pair of 4s or lower pays nothing. The high-card rules exist for the same reason. A 10 or better can pair into a paying hand; a 7 can’t.

With four cards, notice what’s missing. Four to an inside straight doesn’t ride unless it’s all high cards, and even then it’s a coin toss. 9-8-7-6 open-ended is exactly break-even: 8 cards make a straight that pays 5 to 1, 40 cards lose, and 8 × 5 = 40. Add a 10 on top (10-9-8-7) and the three 10s that pair it tip the balance to +0.125 bets.

What the game costs

Final hand Pays Chance (all 5-card hands)
Royal flush 1,000 to 1 1 in 649,740
Straight flush 200 to 1 1 in 72,193
Four of a kind 50 to 1 1 in 4,165
Full house 11 to 1 1 in 694
Flush 8 to 1 1 in 509
Straight 5 to 1 1 in 255
Three of a kind 3 to 1 1 in 47
Two pair 2 to 1 1 in 21
Pair of 10s or better 1 to 1 1 in 6.1

With £10 per bet and about 50 hands an hour, 3.51% of one bet is roughly £17.50 an hour on average. You’ll often be pulling two of your three bets, so the swing is smaller than the £30 on the table suggests. For the payout table with side bets, see the Let It Ride calculator. For a game with a similar feel and one decision, try the three card poker strategy chart.

To watch the strategy play out over a session, use the Let It Ride simulator.

A good strategy lowers the cost per hour. It never turns it into a profit. BeGambleAware.org offers free, confidential support.

Frequently asked questions

When should you let it ride with three cards?

With a paying pair (10s or better), three of a kind, three to a royal flush, three suited cards in a row from 3-4-5 up, three suited cards with one gap and at least one 10 or higher, or two gaps and at least two 10s or higher. Pull the bet back with everything else.

When should you let it ride with four cards?

With a paying pair or better, four to a flush, or four to an open-ended straight 10-high or better (10-9-8-7 and up). Pull it back otherwise.

Should I let it ride with a low pair?

No. A pair of 9s or lower doesn't pay. Pull both bets back and hope to improve.

What is the house edge in Let It Ride?

3.51% of one bet with perfect strategy on the standard pay table. Because many bets are pulled back, that works out at about 2.85% of the money actually left on the table.

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