The Set For Life odds calculator shows your chance of every result in the game where the top prize is £10,000 a month for 30 years. You pick 5 numbers from 47 and a Life Ball from 10. All six right is 1 in 15,339,390 per line. The five main numbers without the Life Ball is 1 in 1,704,377, and that one still pays £10,000 a month for a year. The free calculator above takes any match, any number of lines and as many draws as you like.
Set For Life odds for every match
These are exact odds per line. The Life Ball comes from its own drum of 10, so it multiplies the main-number odds by 10 when you need it and by 10/9 when you need to miss it.
| Match | Odds per line |
|---|---|
| 5 + Life Ball | 1 in 15,339,390 |
| 5 | 1 in 1,704,377 |
| 4 + Life Ball | 1 in 73,045 |
| 4 | 1 in 8,116 |
| 3 + Life Ball | 1 in 1,782 |
| 3 | 1 in 198 |
| 2 + Life Ball | 1 in 134 |
| 2 | 1 in 14.8 |
| 1 + Life Ball | 1 in 27.4 |
| 1 | 1 in 3.0 |
For the main numbers the sum is C(5, m) × C(42, 5 − m) ÷ C(47, 5), where m is how many you match. Check the official prize table for which lines pay. The smallest prizes start at two main numbers plus the Life Ball.
Is Set For Life good value?
Compared with Lotto, the top prize is easier to hit: 1 in 15.3 million against Lotto’s 1 in 22.5 million per line, and that’s with Lotto’s two rounds counted. It’s a smaller headline, but a £10,000 monthly income for 30 years adds up to £3.6 million. Play one line in 5,000 draws, about 50 years at two draws a week, and your chance of the top prize is still only about 1 in 3,000. A nice thought over a coffee, not a pension plan.
Want numbers to play? The Set For Life number generator picks a random line, and which lottery has the best odds compares it with the other UK games.
Play for fun with money you won’t miss. If you’re spending more than you planned, BeGambleAware.org is free and confidential.