Course Handicap Calculator

Course handicap calculator: turn your WHS handicap index into a course and playing handicap for any tees, and work out your handicap index from your last 20 scores.

Your handicap

Your WHS index, e.g. 18.4. A plus handicap is negative: +2.1 = -2.1.
55 to 155. 113 is an average course.
On the scorecard next to the slope, e.g. 71.2.
The competition sets this. WHS recommends 95% for individual stroke play and Stableford.

Course handicap

Handicap Index from your scores

Up to your last 20 rounds, newest at the top. Score is your adjusted gross score, where net double bogey is the most you count on any hole. CR is the course rating. PCC is the playing conditions adjustment, usually 0.

#ScoreCRSlopePCCDiff.
Maths checked by Josh Miller · updated Nov 2026How we calculate →

A course handicap calculator tells you how many shots you get today, on these tees. Your handicap index might be 18.4, but on a tough course with a 135 slope you’ll get more than 18, and on a short parkland course you’ll get fewer. Enter the slope and course rating from the card and this free calculator gives you the course handicap, then the playing handicap after the competition allowance.

Course handicap calculator: the formula

Since the World Handicap System came in, every course works the same way:

Course handicap = handicap index × slope rating ÷ 113 + (course rating − par)

Slope 113 is the “average” course. An 18.4 index on a slope of 125 with a 71.2 rating and par 72 comes out at 18.4 × 125 ÷ 113 − 0.8 = 19.55, rounded to 20. Move to the yellow tees with a 118 slope and a 69.9 rating, and it drops to 17.

Then the format’s allowance. Most singles competitions use 95%, so a course handicap of 20 plays off 19. Fourball better ball uses 85%. The calculator does both and rounds the way WHS does, to the nearest whole number.

Working out your handicap index

The table under the calculator does what your club’s system does with your last 20 rounds. For each one it works out a score differential:

Differential = (113 ÷ slope) × (adjusted gross score − course rating − PCC)

Your index is the average of the best 8 differentials out of 20. A 92 on a 71.2 / 125 course is a differential of 18.8. Fewer than 20 rounds? WHS uses fewer of them, and takes a little off at the very start:

Rounds Best used Adjustment
3 1 −2.0
4 1 −1.0
5 1 0
6 average of 2 −1.0
7–8 2 0
9–11 3 0
12–14 4 0
15–16 5 0
17–18 6 0
19 7 0
20 8 0

The differentials that count are highlighted. Press “Use this index above” to carry it straight into the course handicap.

What the calculator leaves out

Your official index also has caps: a soft cap that slows rises more than 3 shots above your lowest index of the past year, and a hard cap at 5. It can also drop by 1 to 3 shots after an exceptional round. Those need a year of history, so this page doesn’t apply them, and the number your club shows is the one that counts. Adjusted gross score means net double bogey is the most you count on a hole, so a 9 on a par 4 where you get one shot goes in as a 7.

Next, put the handicap to work: the Stableford calculator scores a round hole by hole.

Frequently asked questions

How do you calculate course handicap?

Multiply your handicap index by the slope rating, divide by 113, then add the course rating minus par. Round to the nearest whole number.

What is the difference between course handicap and playing handicap?

Course handicap is the shots you get on those tees. Playing handicap applies the competition's allowance, for example 95% in singles stroke play or Stableford.

How is a WHS handicap index calculated?

From your last 20 scores. Each gets a score differential, and your index is the average of the best 8, rounded to one decimal place.

What is a score differential in golf?

(113 ÷ slope) × (adjusted gross score − course rating − playing conditions adjustment). It measures how well you played against the course's difficulty.

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