Pai Gow Poker Calculator: House Way Hand Setter

Pai Gow Poker calculator: pick your seven cards, joker included, and see how the house way splits them into a five-card and a two-card hand.

Your seven cards

How to set it (house way)

Maths checked by Josh Miller · updated Nov 2026How we calculate →

This free Pai Gow Poker calculator sets your hand for you. Tap your seven cards, or deal a random hand, and it splits them into a five-card back hand and a two-card front hand the way a typical house way would, with the reason in plain English.

Pai Gow Poker calculator: how the hand is set

You must make the back hand stronger than the front, and you win only if both your hands beat the banker’s. One win and one loss is a push, which happens about four hands in ten. That’s why the house way spends so much effort balancing the two hands.

The rules it follows, in short:

  • No pair: highest card in the back, the next two in front.
  • One pair: pair in the back, the two best other cards in front.
  • Two pair: split them, low pair in front, unless both are low or middling and you hold an ace (or a king with two low pairs) to play in front. Aces always split.
  • Three pair: highest pair in front.
  • Trips: keep them in the back, except three aces, which split into a pair behind and an ace in front.
  • Straights and flushes: in the back, keeping a pair for the front when one is left over.
  • Full house: trips in the back, pair in front.
  • Four of a kind: keep 2s to 6s together; split higher quads unless there’s an ace or a pair to play in front.

The joker counts as an ace, or fills a straight or flush. Four aces and the joker make five aces, the top hand.

House ways differ

Every casino has its own house way, and they disagree on a handful of hands, mostly two pair with a king and quads in the middle. If your table’s card says differently, follow the table. The differences are worth a fraction of a percent at most.

Played the house way, Pai Gow Poker has a house edge of roughly 2.5% to 2.7% once the 5% commission on winning hands is paid. Because so many hands push, the game is slow on your money: at £10 a hand and 30 hands an hour, the average cost is under £10 an hour.

For the hand rankings, see the poker hand rankings. For other casino poker games, try the Three Card Poker calculator or Ultimate Texas Hold’em strategy.

Play for fun with money you won’t miss. If you’re spending more than you planned, BeGambleAware.org is free and confidential.

Frequently asked questions

What is the house way in Pai Gow Poker?

The fixed set of rules the dealer uses to set the banker's hand. You can use it too: set the strongest back hand you can while keeping a decent front hand, and split most two pairs.

Should you split two pair in Pai Gow Poker?

Usually. Keep them together only when both pairs are low or middling and you have an ace (or a king with two low pairs) for the front hand. Always split aces.

What can the joker be used for in Pai Gow Poker?

As an ace, or to complete a straight, flush or straight flush.

What is the house edge in Pai Gow Poker?

Roughly 2.5% to 2.7% when you set hands the house way and pay the 5% commission on wins.

More Table games calculators

View all →