Three Card Poker Calculator

Three card poker calculator: enter the Pair Plus pay table to see the house edge, return and cost per hour, with the odds of every three-card hand.

Pay table

4 is the better table; 3 is common and costs you about 5%.

House edge

Pair Plus house edge–
Return to player–
Expected cost per hour–
Chance Pair Plus pays (pair or better)–
Straight flush–
Three of a kind–
Straight–
Flush–
Pair–
Ante and Play (with 5-4-1 ante bonus), for comparison–

Out of 22,100 three-card hands: straight flush 48, three of a kind 52, straight 720, flush 1096, pair 3744, nothing 16,440. Pair Plus return = Σ (hands × pay) ÷ 22,100 − chance of losing. In three card poker a straight beats a flush, because it's rarer.

Maths checked by Josh Miller · updated Nov 2026How we calculate →

A three card poker calculator shows you which Pair Plus table to sit at. The common 1-4-6-30-40 pay table (pair pays 1, flush 4, straight 6, trips 30, straight flush 40) has a house edge of 2.32%. Knock the flush down to 3 and it jumps to 7.28%, more than three times as expensive for a change most players never notice. Type in the table’s pays and the free calculator gives you the edge, the return and the cost per hour at your bet.

Three card poker calculator: the hands

There are 22,100 possible three-card hands. The odds are a little different from five-card poker, and so is the ranking: a straight beats a flush because it’s rarer.

Hand Combinations Odds
Straight flush 48 1 in 460
Three of a kind 52 1 in 425
Straight 720 1 in 30.7
Flush 1,096 1 in 20.2
Pair 3,744 1 in 5.9
High card 16,440 1 in 1.3

Pair Plus pays on a pair or better, about 25.6% of hands. Everything else loses.

Ante and Play

The main game is a separate bet. With the standard strategy (play Q-6-4 or better, fold the rest) and a 5-4-1 ante bonus, the house edge is 3.37% of the ante. That sounds worse than Pair Plus, but you’re putting more money in play each hand, so per hand the cost is about 2% of the total bet, a little lower than a good Pair Plus table.

Want to compare with other casino games at your speed? The casino simulator shows the hourly cost of each, and the RTP and house edge calculator converts between the two measures.

Prefer a game where you decide how much to raise? The Ultimate Texas Hold’em strategy page has a preflop raise chart and the cost of your session.

For a slower poker game where four hands in ten push, try the Pai Gow Poker calculator, which sets your hand the house way.

Play with money you can afford to lose. If it stops being fun, BeGambleAware.org is free and confidential.

Frequently asked questions

What is the house edge on Pair Plus?

2.32% on a 1-4-6-30-40 pay table and 7.28% when the flush pays 3.

What is the best strategy for three card poker?

Play any hand of Q-6-4 or better and fold the rest.

Why does a straight beat a flush in three card poker?

With only three cards, straights are rarer: 720 combinations against 1,096 for a flush.

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